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20 results

SSDI Concerns After a West Virginia Injury Settlement

A car wreck settlement usually does not knock someone off SSDI, even when concussion symptoms or internal injuries show up weeks later, but the way the money is labeled and paid can still create real problems.

ARTICLE by Rhonda Hatfield

rear ended in a Clarksburg drive-through and my seat failed now they're filming me

A low-speed crash can still turn into a real injury case, especially if a bad seat or headrest made the neck damage worse and the insurer is trying to rattle you with surveillance.

ARTICLE by Bobby Ray Mullins

the adjuster says missing the ER killed the claim do you take the low offer or fight it in Clarksburg

A Clarksburg student athlete got hit by a turning driver during a school event, waited to get checked out, and now the insurer is using that gap to slash the claim.

ARTICLE by Danny Trent

sideswipe collision

A claim can rise or fall on this label because it often points to a lane-change mistake, unsafe passing, or a failure to stay in one lane. That affects who pays for vehicle...

A Parkersburg cut-through crash can bankrupt you if you stop at the driver's tiny policy

When a driver blows through a Parkersburg lot to dodge traffic and only carries West Virginia minimum coverage, the real fight is finding every other policy and proving your income loss fast.

ARTICLE by Rhonda Hatfield

Geico just said "that's the max" after your Beckley sideswipe? Maybe not

A Beckley freelancer got sideswiped in traffic, missed work, and the adjuster says the other driver has only minimum limits - here's where that story falls apart.

ARTICLE by Tom Ratliff

Who picks my doctor after a Charleston Uber crash?

"Why didn't you treat sooner, and who told you to see that doctor?" That is the adjuster question coming next, and your answer matters because insurers use treatment delays,...

What happens if I was an Uber passenger hurt in a Wheeling work-zone sideswipe?

One recent change worth knowing: West Virginia has been putting heavier work-zone enforcement around construction areas, so the paper trail now matters more than the old "just...

Can Charleston insurance deny my PTSD claim just because I already had anxiety?

No. A Charleston insurer does not get to wipe out a PTSD or anxiety claim just because you had a pre-existing condition. In West Virginia, they take you as they find you. If a...

How much is a Wheeling crash claim worth if two companies share fault?

Everyone says wait for one insurance company to name a number, but actually your claim is not worth much until fault is pinned down fast. In the next 24 hours: get the crash...

I can't afford a lawyer after a Beckley guardrail failure - am I screwed?

A missed notice deadline in a Beckley guardrail case can wreck the cleanest claim you thought you had, but there may still be other money sources and some deadlines are not the one that controls.

ARTICLE by Tom Ratliff

Cross the state line, and that Martinsburg city-truck claim gets nastier

If a government vehicle or bad alley design in Martinsburg hurt you, West Virginia law usually controls, Medicare wants its money back, and crossing the state line does not make this simpler.

ARTICLE by Janet Boggs

Can my boss blame me for a Clarksburg company truck crash to dodge paying?

The one thing your employer is hoping you never find out is this: in West Virginia, they do not get to escape responsibility just by saying the crash was your fault. If you...

Miss this term after a serious crash, and the worst outcome is assuming a lawsuit is barred when it is not - or waiting too long to file while injuries, bills, and proof keep...

Can an undocumented worker claim future medical costs after a Huntington crash?

The ER doctor may tell you your back, knee, or shoulder could keep getting worse for months. The insurance company will use that uncertainty against you and push the old lie...

Bus hit my car on a Martinsburg exit ramp what happens now?

In Pennsylvania, your own policy might pay first under no-fault rules. In West Virginia, the insurer will usually tell you this is a fault-based claim, they need a statement,...

Why are they saying workers' comp is my only option after a Morgantown school-zone crash?

Usually, that is not true. In West Virginia, workers' compensation can cover your medical care and wage benefits if you were hurt in the course of your job, but it does not...

Insurance companies and defense lawyers often treat this like a minor inconvenience: a few days without your car, maybe a cheap rental, nothing more. They may argue you are...

Can Facebook posts kill my Parkersburg injury case?

Yes. The police report may say the other driver caused the wreck, but what actually moves claim value in Parkersburg is the evidence you create or destroy in the first 48...

survival action

What the insurance company does not want you to know is that a death claim and a survival action are not the same thing. A survival action is the claim the injured person could...