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Search results for “self-employed injury”

20 results

rear ended in a Clarksburg drive-through and my seat failed now they're filming me

A low-speed crash can still turn into a real injury case, especially if a bad seat or headrest made the neck damage worse and the insurer is trying to rattle you with surveillance.

ARTICLE by Bobby Ray Mullins

A Parkersburg cut-through crash can bankrupt you if you stop at the driver's tiny policy

When a driver blows through a Parkersburg lot to dodge traffic and only carries West Virginia minimum coverage, the real fight is finding every other policy and proving your income loss fast.

ARTICLE by Rhonda Hatfield

SSDI Concerns After a West Virginia Injury Settlement

A car wreck settlement usually does not knock someone off SSDI, even when concussion symptoms or internal injuries show up weeks later, but the way the money is labeled and paid can still create real problems.

ARTICLE by Rhonda Hatfield

the adjuster says missing the ER killed the claim do you take the low offer or fight it in Clarksburg

A Clarksburg student athlete got hit by a turning driver during a school event, waited to get checked out, and now the insurer is using that gap to slash the claim.

ARTICLE by Danny Trent

Can my Huntington boss cut my hours for filing workers' comp after a pothole crash?

The worst mistake people make is waiting to report the injury because they are afraid of retaliation. In West Virginia, your employer cannot lawfully discharge, threaten, or...

Geico just said "that's the max" after your Beckley sideswipe? Maybe not

A Beckley freelancer got sideswiped in traffic, missed work, and the adjuster says the other driver has only minimum limits - here's where that story falls apart.

ARTICLE by Tom Ratliff

Can an undocumented worker claim future medical costs after a Huntington crash?

The ER doctor may tell you your back, knee, or shoulder could keep getting worse for months. The insurance company will use that uncertainty against you and push the old lie...

Why are they saying workers' comp is my only option after a Morgantown school-zone crash?

Usually, that is not true. In West Virginia, workers' compensation can cover your medical care and wage benefits if you were hurt in the course of your job, but it does not...

Can my boss blame me for a Clarksburg company truck crash to dodge paying?

The one thing your employer is hoping you never find out is this: in West Virginia, they do not get to escape responsibility just by saying the crash was your fault. If you...

What happens if I was an Uber passenger hurt in a Wheeling work-zone sideswipe?

One recent change worth knowing: West Virginia has been putting heavier work-zone enforcement around construction areas, so the paper trail now matters more than the old "just...

Can Facebook posts kill my Parkersburg injury case?

Yes. The police report may say the other driver caused the wreck, but what actually moves claim value in Parkersburg is the evidence you create or destroy in the first 48...

hospital-acquired condition

Insurance companies and defense lawyers may lean on this phrase to make a patient's injury sound like an unfortunate complication instead of a preventable failure. They may...

sideswipe collision

A claim can rise or fall on this label because it often points to a lane-change mistake, unsafe passing, or a failure to stay in one lane. That affects who pays for vehicle...

I can't afford a lawyer after a Beckley guardrail failure - am I screwed?

A missed notice deadline in a Beckley guardrail case can wreck the cleanest claim you thought you had, but there may still be other money sources and some deadlines are not the one that controls.

ARTICLE by Tom Ratliff

Can Charleston insurance deny my PTSD claim just because I already had anxiety?

No. A Charleston insurer does not get to wipe out a PTSD or anxiety claim just because you had a pre-existing condition. In West Virginia, they take you as they find you. If a...

Does VA disability stop me suing after my parked truck got hit in Wheeling?

No - VA disability usually does not stop a West Virginia injury claim, but waiting can cost you money fast. A common Wheeling situation looks like this: a veteran parks along...

survival action

What the insurance company does not want you to know is that a death claim and a survival action are not the same thing. A survival action is the claim the injured person could...

Miss this term after a serious crash, and the worst outcome is assuming a lawsuit is barred when it is not - or waiting too long to file while injuries, bills, and proof keep...

Who picks my doctor after a Charleston Uber crash?

"Why didn't you treat sooner, and who told you to see that doctor?" That is the adjuster question coming next, and your answer matters because insurers use treatment delays,...

Can my Charleston employer cut my hours if I switch lawyers after my RV crash?

If you get this wrong, you can miss wage benefits, lose proof of retaliation, and blow the 2-year deadline to sue over the crash. The insurance company will tell you switching...